Not your parents’ health plan.
$0 deductibles. Transparent prices. Real care. Four products built for the way people actually live. Not the way insurers want them to.
Mishe Zero
A coordinated care plan with zero out-of-pocket cost for members. Every benefit is accessible. Every price is transparent. No surprise bills.
- $0 copays, $0 deductibles, $0 out-of-pocket across all in-network care
- Concierge care management via Sync: a real human who coordinates your care
- Transparent contracted prices: the number you see is the number paid
- Same-day payment to providers via Settle: no waiting, no claims lag
Out-of-pocket for members
Deductible
Provider payment
Care coordination
Cost Plus Health Plan
Universal coverage. Transparent prices. Unlimited flexibility. The plan that works the way it says it does.
- Universal coverage: every employee covered, no carve-outs
- Cost-plus pricing: pay actual cost, not inflated list price
- Fully configurable plan design: set by the employer, not the carrier
- Real-time reporting: live plan state, not monthly extracts
- 30 to 60% savings vs. fully-insured equivalents
Savings vs. fully-insured
Network rental eliminated
Claim edit billing gone
Total ancillary elimination
Calyx
A cash-pay GLP-1 weight management benefit that connects members directly to licensed providers, labs, and medication. 5x less than brand-name, with no insurance bureaucracy.
- Semaglutide starting at $199/month: same active ingredient as Ozempic
- Licensed provider review, baseline labs, and shipping all included
- 100% online: no office visits required
- Earn up to $200 in rewards for every pound lost
Powered by MisheOS
Cheaper than brand-name
Average body weight lost
Starting per month
Surprise bills
BirthBundle®
Delivered by Minnesota Birth Center. Powered by Mishe. A complete maternity benefit from prenatal through postpartum with $0 out-of-pocket and peer-reviewed outcomes.
- $0
Out-of-pocket including transfers
- 69%
Fewer C-sections vs. matched hospital cohort
- 48%
Fewer NICU admissions
- $5.9M
Annual savings (Cargill NA at 50% adoption)
Ready to bring these plans to your team?
Get in touch and we will find the right product for your plan.
help@mishe.com